🔒 Privacy Policy

Effective Date: January 27, 2026

Welcome to Mango Money. We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our mobile application.

1. Information We Collect

1.1 Personal Information

When you create an account, we collect:

• Name: First and last name
• Email Address: For account creation and communication
• Password: Encrypted and securely stored

1.2 Financial Information

To provide budgeting and financial tracking services, we collect:

• Transactions: Date, amount, merchant name, and notes
• Budget Information: Income sources, expense categories, savings goals
• Financial Settings: Your budget allocations, loan information, charitable giving

1.3 Automatically Collected Information

• Device Information: Device type, operating system version
• Usage Data: App interactions and feature usage
• Log Data: Error logs and performance metrics

2. How We Use Your Information

We use your information for the following purposes:

• Provide Services: Enable budgeting, transaction tracking, and financial management features
• Account Management: Create and maintain your account, authenticate access
• Improve Our App: Analyze usage patterns to enhance features and user experience
• Communication: Send important updates, security alerts, and account notifications
• Security: Detect and prevent fraud, unauthorized access, and security threats

3. Data Storage and Security

Your data is stored on secure servers provided by Supabase. We implement industry-standard security measures to protect your information from unauthorized access, disclosure, or destruction.

4. Data Sharing and Third Parties

We do NOT sell your personal data.

We only share your information in the following limited circumstances:

• Service Providers: Supabase (database hosting) processes data on our behalf
• Legal Requirements: When required by law or to protect our legal rights
• With Your Consent: When you explicitly authorize data sharing

Note: Supabase acts as our service provider and processes data according to our instructions. This does not constitute "data sharing" under most privacy regulations.

5. Your Rights and Choices

5.1 Access and Update

You can access and update your personal information at any time through the app's Profile section.

5.2 Data Deletion

You have the right to delete your account and all associated data at any time. See our Data Deletion Policy for instructions.

5.3 Data Portability

You can request a copy of your data by contacting us at support@mangomoney.app.

6. Data Retention

We retain your data for as long as your account is active. When you delete your account:

• All personal data is immediately deleted from our production systems
• Backups containing your data are retained for up to 90 days for disaster recovery
• Anonymized, aggregated analytics data may be retained indefinitely

7. Children's Privacy

Mango Money is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

8. International Data Transfers

Your data may be stored and processed in the United States or other countries where our service providers operate. We ensure appropriate safeguards are in place for international data transfers.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy in the app and updating the "Effective Date" above. Your continued use of the app after changes constitutes acceptance of the updated policy.

10. Contact Us

11. Your California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt-out of the sale of your information (we do not sell your information).